Purchasing
long-term care insurance is something you want to - and should - feel good
about. That's why choosing the right company is so important.
At MetLife,
our commitment to long-term care insurance is clear: we provide you with many
coverage options, offer valuable educational materials and distinctive product
features with affordable rates, and handle claims with care and consideration.
Our website tools and interactive capabilities are reflective of our response
to providing the most up to date means for communicating with you. A Company
you can trust … and advisors you can turn to - that's MetLife.
5
MetLife Advantages:
#1
Commitment
Most
carriers focus on either the Employer/Group Association market or the
Individual marketplace. MetLife, in an unprecedented show of commitment and
market penetration, has proven itself in all long-term care markets. MetLife is
currently the #1 provider of Group Long-Term Care Insurance in the country. In
fact, The U.S. Office of Personnel Management (OPM) chose MetLife and John
Hancock as the insurers of the Federal Long Term Care Insurance Program. And
AARP has chosen MetLife as the insurer for its sponsored Long-Term
Care Insurance Program.
#2
Stability
With
an impressive history spanning more than 130 years, you can count on MetLife to
be there when you need us. In fact, MetLife provides individual insurance,
annuities and investment products to millions of U.S. households.
MetLife has been offering Long-Term Care Insurance for almost 15 years and has
a long history of rate stability.
#3
Strength
MetLife is one of the strongest and most respected institutions in the world.
All the leading insurance rating agencies give MetLife high marks.*
-- AA (Very
Strong) by Fitch for claims paying ability.
-- A+ (Superior) by A.M. Best for financial condition, operating performance
and market profile.
-- Aa2 (Excellent) by Moody's for financial strength.
-- AA (Very Strong) by Standard & Poors for financial strength.
* Ratings as
of December 2002. (Subject to change)
#4 Product
Features*
Long-Term
Care Insurance from MetLife offers a wide range of product options and
innovative features to meet individuals' goals and budget needs. Some of our
plans offer such features as:
- Flexible reimbursement options
- Unique Home Care benefits
- Cash disbursements
- Return of Premium
For detailed product information, see our product
offerings.
* Not all features available with all Plans
#5 Compassion
MetLife
knows that behind every long-term care insurance policy there's a person with
real-life needs and concerns ... a customer who deserves prompt, courteous, and
knowledgeable help, and the utmost respect. Through our Nurse Care Advisors,
policy-owners have access to one-on-one expert advice from Registered Nurses
with experience in long-term care — including help in identifying long-term
care resources in your own community.
