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Why Hospital Recovery
Insurance
Approximately 1 in 10
(9.7%) Americans ages 45 to 64, and nearly 1 in 5 (18.9%) ages 65 and older,
experience a hospital stay during a one-year period.1
Over the past two
decades, hospital stays have become shorter as patients are sent home earlier
to complete their recovery.
From 1993 to 2008, average hospital stays decreased by about 20% -
from 5.7 days to 4.6 days.2
|
• Males
|
=
4.9 days
|
|
• Females
|
=
4.4 days
|
A shorter hospital stay
may mean additional out-of-pocket expenses, which are not typically covered by
most health plans.
Average hospital stays for specific conditions:3
|
• Stroke:
|
4.6 days
|
|
• Heart Attack:
|
5.0 days
|
|
• Cancer:
|
6.0 days
|
|
• Pneumonia:
|
4.9 days
|
|
• Respiratory Failure:
|
8.9 days
|
Common
Expenses Incurred During Recovery (post-hospitalization):
- Home care assistance
- Rehabilitative services
- Child care
- Housekeeping help
- Uncovered medical expenses*
- Transportation to/from appointments
- Yard work
