Preferred Maketing Associates (PMA)
Monday - Thursday:
8 am - 4:45 pm
8 am - 12:30 pm


For Agent Use Only - Not for Solicitation Purposes 


Why Hospital Recovery Insurance  

Approximately 1 in 10 (9.7%) Americans ages 45 to 64, and nearly 1 in 5 (18.9%) ages 65 and older, experience a hospital stay during a one-year period.1  

Over the past two decades, hospital stays have become shorter as patients are sent home earlier to complete their recovery.  

From 1993 to 2008, average hospital stays decreased by about 20% - from 5.7 days to 4.6 days.2  

         Males = 4.9 days 

         Females = 4.4 days 




A shorter hospital stay may mean additional out-of-pocket expenses, which are not typically covered by most health plans. 

Average hospital stays for specific conditions:3  


4.6 days 

      Heart Attack: 

5.0 days  


6.0 days  


4.9 days  

      Respiratory Failure: 

8.9 days 

Common Expenses Incurred During Recovery (post-hospitalization): 

         Home care assistance 

         Rehabilitation services 

         Child care 

         Housekeeping help 

         Uncovered medical expenses* 

         Transportation to/from appointments 

         Yard work 

LifeSecure Personal Accident Plan   

Eligible Issue Ages: 18 through 74   

Annual Benefit Bank Amount: You choose an amount within the range below (in $100 increments):   

Minimum = $2,500   

Maximum = $15,000 for individuals or $25,000 for couples/families  

Annual Deductible Amount: You choose an annual deductible amount of $100.00 - then watch it disappear! 

Your medical plan provides benefits to help with medical costs if you suffer an accidental injury.  




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