UCT is a non-profit financial services membership organization with over 70,000 members in the U.S. and Canada. Our members work to enhance their communities through community service, charitable fundraising and helping those in need. 

Our non-profit status means that instead of paying dividends to shareholders, our insurance operations help support members' community service efforts. Members decide on a local basis which causes and charities to support and how to best meet the needs of their communities.